Lummi Island Homes under $500,000

Welcome to Lummi Island, a hidden gem nestled in the pristine waters of the Puget Sound in Whatcom County, Washington. This enchanting island, just a short ferry ride from the mainland, offers a unique blend of natural beauty, vibrant community, and a slower pace of life that is hard to find elsewhere. With its breathtaking views of the Olympic Mountains, lush forests, and sandy beaches, Lummi Island is the perfect escape for those seeking tranquility and connection with nature.

Lummi Island is home to a close-knit community that values sustainability, creativity, and local culture. The island boasts charming art galleries, cozy cafes, and farm-to-table dining experiences that highlight the region's bountiful offerings. Outdoor enthusiasts will revel in the numerous hiking trails, kayaking opportunities, and wildlife watching spots that the island has to offer. Whether you’re exploring the tide pools at the beach or enjoying a sunset picnic, the island’s natural beauty will captivate your heart.

For those looking to invest in a piece of this idyllic paradise, there are homes available for under $500,000. These properties range from quaint cottages to more modern homes, each offering a unique charm and the chance to embrace island living. Imagine waking up to the sound of waves and the scent of fresh sea air, all while being part of a welcoming community that feels like home.

Discover the magic of Lummi Island and find your dream home today, where adventure, serenity, and community await!

Newest Lummi Island Homes under $500,000

$180,000

1 Beds ⋅ 1 Baths ⋅ 2577896 MLS ⋅ ACTIVE Status

Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot, this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wooded, sloped, and terraced, the setting feels like a true retreat while still being just minutes from the ferry and the community's shared amenities. The big-ticket items that typically hold buyers back from a project like this have already been handled. The 2-bedroom septic system and water connection are in place, and new subfloor, new drywall, and all-new plumbing have been installed throughout. That means the heavy lifting, the expensive, permit-driven infrastructure work, is done. What's left is largely cosmetic: flooring, paint, finish work, and personal touches, giving a buyer the chance to make this cabin their own without absorbing the cost and hassle of a full gut renovation. Whether you're looking for a weekend getaway, a hands-on project, or an affordable entry point into Lummi Island living, this is a rare chance to get into the community at a lower price point while still ending up with a home built to your own taste. Homeownership includes access to a beach, boat launch, boat docks, clubhouse, swimming lake, and playground, all maintained through the HOA. Bring your vision, your tool belt, and your sense of adventure!

1265 Island Drive, Lummi Island

Listing Broker: van der Velde and Company; Kyle van der Velde; 360-303-8174; Kyle@vdvandco.com

$465,000

2 Beds ⋅ 3 Baths ⋅ 2523089 MLS ⋅ ACTIVE Status

Two Lots. Three Levels. Infinite Views. Perched across two expansive lots among the towering evergreens of Lummi Island Scenic Estates, this magnificent three-story coastal retreat commands sweeping, east-facing views of Bellingham Bay and the snow-capped peak of Mt. Baker. Designed to effortlessly merge indoor luxury with outdoor beauty, each of the three distinct levels features its own private deck and dedicated bathroom, offering unmatched privacy and comfort for guests. Light pours into the main living floor, highlighting an inviting, open layout where the kitchen and living spaces take full advantage of the scenery. Upstairs, the spacious primary suite serves as a boutique sanctuary, complete with its own panoramic view deck and a spa-inspired travertine bath. The lower walk-out level is an entertainer’s dream, featuring a massive cinema room with a pull-down projector screen and seamless slider access to nature. Beyond your double-lot estate, exclusive Scenic Estates community amenities await—including a private beach, boat launch, swimming pool, clubhouse, and sports courts. Your ultimate Pacific Northwest island lifestyle has arrived.

2944 Dogwood Terr, Lummi Island

Listing Broker: Skyline Properties, Inc.; Faezeh Amjadi; 458-202-1002; faezehamjadi@gmail.com

$439,000

2 Beds ⋅ 2 Baths ⋅ 2520054 MLS ⋅ ACTIVE Status

Lovingly known as “The Birdhouse,” this charming two bedroom, one bath home plus office/art bonus room is nestled among beautiful evergreens, offering privacy and peaceful island living. The home features gleaming wood floors, two Trex decks, a new Jotul fireplace, new range, Rinnai on-demand hot water heater, and a wired fast-charge electric vehicle charger. Relax in the nearly new state-of-the-art saltwater hot tub surrounded by nature. The lower partially finished daylight level is heated and plumbed, providing excellent space for a workshop, studio, hobby room, or storage. Homeownership includes access to a swimming lake, playground, saltwater boat launch, beach access, and community clubhouse—bringing together the best of recreation, community, and island living. Additional storage shed for all of your outdoor tools.

1136 Island Drive, Lummi Island

Listing Broker: Lummi Island Realty LLC; Angie Dixon; 360-815-6569; angie@lummiislandrealty.com

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