Lummi Island Homes under $900,000

Welcome to Lummi Island, a hidden gem nestled in the heart of Whatcom County, Washington. This enchanting island, accessible only by ferry, is a sanctuary for those seeking tranquility and natural beauty. With its stunning vistas of the Salish Sea and the majestic Olympic Mountains, Lummi Island is a perfect blend of picturesque landscapes and a tight-knit community.

The island is renowned for its lush forests, pristine beaches, and abundant wildlife, making it a haven for outdoor enthusiasts. Whether you're kayaking along the shoreline, hiking the numerous trails, or simply soaking in the breathtaking sunsets, Lummi Island offers a lifestyle that many dream of. The island is also home to a vibrant arts scene, with local galleries and studios showcasing the talents of resident artists.

For those looking to call this idyllic place home, the real estate market on Lummi Island has some delightful options under $900,000. You can find charming cottages, modern homes, and even waterfront properties that provide a perfect retreat from the hustle and bustle of city life. These homes often feature unique architectural details, spacious yards, and stunning views, allowing you to embrace the island's serene atmosphere.

Living on Lummi Island means enjoying a slower pace of life while being just a short ferry ride away from the amenities of the mainland. With a strong sense of community and a commitment to preserving its natural beauty, Lummi Island is not just a place to live; it’s a lifestyle waiting to be embraced. Come explore the possibilities and discover your dream home in this enchanting corner of Washington State!

Newest Lummi Island Homes under $900,000

$180,000

1 Beds ⋅ 1 Baths ⋅ 2577896 MLS ⋅ ACTIVE Status

Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot, this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wooded, sloped, and terraced, the setting feels like a true retreat while still being just minutes from the ferry and the community's shared amenities. The big-ticket items that typically hold buyers back from a project like this have already been handled. The 2-bedroom septic system and water connection are in place, and new subfloor, new drywall, and all-new plumbing have been installed throughout. That means the heavy lifting, the expensive, permit-driven infrastructure work, is done. What's left is largely cosmetic: flooring, paint, finish work, and personal touches, giving a buyer the chance to make this cabin their own without absorbing the cost and hassle of a full gut renovation. Whether you're looking for a weekend getaway, a hands-on project, or an affordable entry point into Lummi Island living, this is a rare chance to get into the community at a lower price point while still ending up with a home built to your own taste. Homeownership includes access to a beach, boat launch, boat docks, clubhouse, swimming lake, and playground, all maintained through the HOA. Bring your vision, your tool belt, and your sense of adventure!

1265 Island Drive, Lummi Island

Listing Broker: van der Velde and Company; Kyle van der Velde; 360-303-8174; Kyle@vdvandco.com

$617,499

3 Beds ⋅ 2 Baths ⋅ 2549290 MLS ⋅ ACTIVE Status

Lummi Island living at its finest! Perched in the desirable Isle Aire community, this 3-bedroom, 1.75-bath home offers 2,352 square feet of flexible living space and breathtaking west-facing views of the San Juan Islands and Strait of Juan de Fuca. Watch spectacular sunsets from your expansive deck and keep an eye out for passing orcas, eagles, and ever-changing marine activity. The main level features comfortable living with two bedrooms, a full bath, eat in kitchen, and inviting living room centered around a cozy wood-burning fireplace. Downstairs, a separate living area with an additional bedroom, ¾ bath, second wood-burning fireplace, and private entrance provides ideal space for guests, extended living, or a private retreat. The detached two-car garage offers excellent workshop space, built-in storage, and room for hobbies, recreational gear, or island projects. Outside, enjoy beautifully landscaped gardens, ample space for growing your own vegetables and flowers, and a welcoming fire pit gathering area perfect for relaxing under the stars. Located just blocks from Isle Aire’s private west-facing beach, ownership includes deeded beach rights and the opportunity for your own mooring buoy. Miles of nearby walking trails begin just beyond the backyard, offering easy access to the island’s natural beauty. Whether you’re seeking a full-time residence or the perfect island getaway, this property delivers the best of Lummi Island’s relaxed coastal lifestyle.

2536 Island View Lane, Lummi Island

Listing Broker: RE/MAX Whatcom County, Inc.; Sandiann (Sandi) Qualls; 360-739-2211; sandiharmoney@gmail.com

$699,000

3 Beds ⋅ 3 Baths ⋅ 2535726 MLS ⋅ ACTIVE Status

Discover refined island living in this beautifully updated 3-bedroom, 2.5-bath home on Lummi Island, featuring sweeping saltwater views, protected natural surroundings, and the welcoming lifestyle of Scenic Estates. Soaring vaulted ceilings and expansive picture windows fill this home with natural light and showcase stunning water and territorial views. The 2024 composite deck offers the perfect setting for outdoor dining, entertaining, or relaxing in the hot tub while enjoying island tranquility. A standout feature is the walk-out lower level with a private bedroom, full bath, and living area. This flexible space offers separation for guests, multigenerational living, a home office, or a private retreat. A secure covered storage area provides ideal space for kayaks, paddleboards, bicycles, island adventure gear, hobbies or other essentials. Recent updates include a brand-new roof (2026), fresh interior and exterior paint, updated window treatments, new range, generator wiring, and a remodeled primary bath with a spacious walk-in shower (2024). Located in desirable Scenic Estates bordering protected open space, enjoy private beaches, marina, clubhouse, freshwater swim lake, trails, and recreation areas. Whether as a full-time residence or weekend escape, this home offers the perfect blend of comfort, privacy, and Pacific Northwest Island living—all just a short ferry ride from the mainland.

1058 Dana Circle, Lummi Island

Listing Broker: Sterling Real Estate Group; Suzzanne Medina; 360-223-0580; suzzannemedina@msn.com

$670,000

3 Beds ⋅ 3 Baths ⋅ 2533492 MLS ⋅ ACTIVE Status

This beautifully crafted 2-bedroom home with a den/office (or optional 3rd bedroom) and 2.5 baths welcomes you with a slate entry, built-in storage bench, vaulted ceilings, warm wood floors, and stunning custom woodwork throughout.A wall of clerestory windows fills the main living space with natural light while framing peaceful wooded, water, and Mt. Baker views. Surrounded by nature, the property feels wonderfully private while still offering access to neighborhood amenities. The custom cherry kitchen provides exceptional storage and flows easily into the living and dining areas. Expansive composite decks on both levels create inviting spaces for entertaining or simply enjoying the tranquil setting.The lower level features a spacious primary suite with radiant heated floors, a walk-in closet, and a deep soaking Jacuzzi tub, along with a second bedroom, den, and additional bath.Included in the sale is the adjacent lot, which had approval (current design has expired) for a 2-bedroom septic system, offering flexibility and value. Build a guest cottage, garage with living quarters, studio, or other future improvements, or hold the lot as an investment to potentially sell separately in the future (buyer to verify intended uses).Community ownership includes access to a private boat launch, swimming lake, and clubhouse. A rare opportunity to enjoy privacy, views, and future potential in one exceptional property. If buyer is interested, this home can be sold (mostly) furnished.

2986 Hales Passage Drive, Lummi Island

Listing Broker: Lummi Island Realty LLC; Angie Dixon; 360-815-6569; angie@lummiislandrealty.com

$465,000

2 Beds ⋅ 3 Baths ⋅ 2523089 MLS ⋅ ACTIVE Status

Two Lots. Three Levels. Infinite Views. Perched across two expansive lots among the towering evergreens of Lummi Island Scenic Estates, this magnificent three-story coastal retreat commands sweeping, east-facing views of Bellingham Bay and the snow-capped peak of Mt. Baker. Designed to effortlessly merge indoor luxury with outdoor beauty, each of the three distinct levels features its own private deck and dedicated bathroom, offering unmatched privacy and comfort for guests. Light pours into the main living floor, highlighting an inviting, open layout where the kitchen and living spaces take full advantage of the scenery. Upstairs, the spacious primary suite serves as a boutique sanctuary, complete with its own panoramic view deck and a spa-inspired travertine bath. The lower walk-out level is an entertainer’s dream, featuring a massive cinema room with a pull-down projector screen and seamless slider access to nature. Beyond your double-lot estate, exclusive Scenic Estates community amenities await—including a private beach, boat launch, swimming pool, clubhouse, and sports courts. Your ultimate Pacific Northwest island lifestyle has arrived.

2944 Dogwood Terr, Lummi Island

Listing Broker: Skyline Properties, Inc.; Faezeh Amjadi; 458-202-1002; faezehamjadi@gmail.com

$439,000

2 Beds ⋅ 2 Baths ⋅ 2520054 MLS ⋅ ACTIVE Status

Lovingly known as “The Birdhouse,” this charming two bedroom, one bath home plus office/art bonus room is nestled among beautiful evergreens, offering privacy and peaceful island living. The home features gleaming wood floors, two Trex decks, a new Jotul fireplace, new range, Rinnai on-demand hot water heater, and a wired fast-charge electric vehicle charger. Relax in the nearly new state-of-the-art saltwater hot tub surrounded by nature. The lower partially finished daylight level is heated and plumbed, providing excellent space for a workshop, studio, hobby room, or storage. Homeownership includes access to a swimming lake, playground, saltwater boat launch, beach access, and community clubhouse—bringing together the best of recreation, community, and island living. Additional storage shed for all of your outdoor tools.

1136 Island Drive, Lummi Island

Listing Broker: Lummi Island Realty LLC; Angie Dixon; 360-815-6569; angie@lummiislandrealty.com

$799,000

3 Beds ⋅ 2 Baths ⋅ 2446657 MLS ⋅ ACTIVE Status

For those who treasure nature and admire true craftsmanship, this rare find is perfectly positioned with breathtaking views of Mt. Baker, the Sisters, Portage Island, Hales Passage, and the Canadian Coastal Range—offering a true scenic masterpiece. Meticulously cared for, this 3BD/2BA home radiates pride of ownership. Soaring ceilings and clerestory windows frame panoramic vistas, filling the home with ever-changing light and natural beauty. Enjoy newer appliances, a cozy wood stove, and a durable metal roof built to last. Nearly an acre of native landscape with sculpted stone outcroppings provides tranquil privacy, while a detached two-car garage with workspace adds flexibility. A separate space with its own exterior entrance offers versatility as a gym, guest quarters, or art/yoga studio. Homeownership includes access to a swimming lake, saltwater boat launch, and waterfront clubhouse for gatherings. Additional land available. A haven for those seeking lasting quality and serenity of extraordinary views.

3093 Mt Vista Drive, Lummi Island

Listing Broker: Lummi Island Realty LLC; Angie Dixon; 360-815-6569; angie@lummiislandrealty.com

$407,000

2 Beds ⋅ 2 Baths ⋅ 2316875 MLS ⋅ ACTIVE Status

Island living has never been more inviting! Just a scenic 5-minute ferry ride across Hales Passage from Bellingham, this charming Lummi Island retreat offers the perfect blend of peaceful getaway, full-time living, or investment opportunity. This well-built 2-bedroom, 1.25-bath home features 1,025 sq. ft. of comfortable living space with a bright and welcoming main floor designed for easy entertaining and relaxed island living. An unfinished basement with private exterior access provides abundant storage and exciting potential for expansion, workshop space, or future customization. The flexible converted garage is currently used as a recording studio but could easily transform into a spacious primary suite, media room, art studio, guest space, or be converted back to traditional garage use. Situated on a generous 18,000 sq. ft. double lot, the low-maintenance property gives you more time to enjoy the beauty and recreation of island life. Located in the highly desirable Scenic Estates community, owners enjoy access to exceptional amenities including a private boat launch, seasonal marina, clubhouse, swim lake, cabana, and BBQ area — perfect for summer gatherings and waterfront fun. This is a definite "Must See". Please note that the ferry is in dry dock for it's annual maintenance. 9/12/2026 - 10/4/2026. Access to island is via a walk on ferry during that time.

2940 Cedar Avenue, Lummi Island

Listing Broker: Windermere RE Whatcom, Inc.; Ken Swanson; 360-961-6066; kenswanson@windermere.com

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