Lummi Island Homes under $500,000

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Newest Lummi Island Homes under $500,000

$180,000

1 Beds ⋅ 1 Baths ⋅ 2577896 MLS ⋅ ACTIVE Status

Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot, this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wooded, sloped, and terraced, the setting feels like a true retreat while still being just minutes from the ferry and the community's shared amenities. The big-ticket items that typically hold buyers back from a project like this have already been handled. The 2-bedroom septic system and water connection are in place, and new subfloor, new drywall, and all-new plumbing have been installed throughout. That means the heavy lifting, the expensive, permit-driven infrastructure work, is done. What's left is largely cosmetic: flooring, paint, finish work, and personal touches, giving a buyer the chance to make this cabin their own without absorbing the cost and hassle of a full gut renovation. Whether you're looking for a weekend getaway, a hands-on project, or an affordable entry point into Lummi Island living, this is a rare chance to get into the community at a lower price point while still ending up with a home built to your own taste. Homeownership includes access to a beach, boat launch, boat docks, clubhouse, swimming lake, and playground, all maintained through the HOA. Bring your vision, your tool belt, and your sense of adventure!

1265 Island Drive, Lummi Island

Listing Broker: van der Velde and Company; Kyle van der Velde; 360-303-8174; Kyle@vdvandco.com

$465,000

2 Beds ⋅ 3 Baths ⋅ 2523089 MLS ⋅ ACTIVE Status

Two Lots. Three Levels. Infinite Views. Perched across two expansive lots among the towering evergreens of Lummi Island Scenic Estates, this magnificent three-story coastal retreat commands sweeping, east-facing views of Bellingham Bay and the snow-capped peak of Mt. Baker. Designed to effortlessly merge indoor luxury with outdoor beauty, each of the three distinct levels features its own private deck and dedicated bathroom, offering unmatched privacy and comfort for guests. Light pours into the main living floor, highlighting an inviting, open layout where the kitchen and living spaces take full advantage of the scenery. Upstairs, the spacious primary suite serves as a boutique sanctuary, complete with its own panoramic view deck and a spa-inspired travertine bath. The lower walk-out level is an entertainer’s dream, featuring a massive cinema room with a pull-down projector screen and seamless slider access to nature. Beyond your double-lot estate, exclusive Scenic Estates community amenities await—including a private beach, boat launch, swimming pool, clubhouse, and sports courts. Your ultimate Pacific Northwest island lifestyle has arrived.

2944 Dogwood Terr, Lummi Island

Listing Broker: Skyline Properties, Inc.; Faezeh Amjadi; 458-202-1002; faezehamjadi@gmail.com

$439,000

2 Beds ⋅ 2 Baths ⋅ 2520054 MLS ⋅ ACTIVE Status

Lovingly known as “The Birdhouse,” this charming two bedroom, one bath home plus office/art bonus room is nestled among beautiful evergreens, offering privacy and peaceful island living. The home features gleaming wood floors, two Trex decks, a new Jotul fireplace, new range, Rinnai on-demand hot water heater, and a wired fast-charge electric vehicle charger. Relax in the nearly new state-of-the-art saltwater hot tub surrounded by nature. The lower partially finished daylight level is heated and plumbed, providing excellent space for a workshop, studio, hobby room, or storage. Homeownership includes access to a swimming lake, playground, saltwater boat launch, beach access, and community clubhouse—bringing together the best of recreation, community, and island living. Additional storage shed for all of your outdoor tools.

1136 Island Drive, Lummi Island

Listing Broker: Lummi Island Realty LLC; Angie Dixon; 360-815-6569; angie@lummiislandrealty.com

$407,000

2 Beds ⋅ 2 Baths ⋅ 2316875 MLS ⋅ ACTIVE Status

Island living has never been more inviting! Just a scenic 5-minute ferry ride across Hales Passage from Bellingham, this charming Lummi Island retreat offers the perfect blend of peaceful getaway, full-time living, or investment opportunity. This well-built 2-bedroom, 1.25-bath home features 1,025 sq. ft. of comfortable living space with a bright and welcoming main floor designed for easy entertaining and relaxed island living. An unfinished basement with private exterior access provides abundant storage and exciting potential for expansion, workshop space, or future customization. The flexible converted garage is currently used as a recording studio but could easily transform into a spacious primary suite, media room, art studio, guest space, or be converted back to traditional garage use. Situated on a generous 18,000 sq. ft. double lot, the low-maintenance property gives you more time to enjoy the beauty and recreation of island life. Located in the highly desirable Scenic Estates community, owners enjoy access to exceptional amenities including a private boat launch, seasonal marina, clubhouse, swim lake, cabana, and BBQ area — perfect for summer gatherings and waterfront fun. This is a definite "Must See". Please note that the ferry is in dry dock for it's annual maintenance. 9/12/2026 - 10/4/2026. Access to island is via a walk on ferry during that time.

2940 Cedar Avenue, Lummi Island

Listing Broker: Windermere RE Whatcom, Inc.; Ken Swanson; 360-961-6066; kenswanson@windermere.com

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